Deposit Guide (General)

Tips:
1. The name of the bank account owner must match that of the security account owner. Funds cannot be withdrawn to other people's bank account. 
2.It takes time for the bank to process the remittance request, and the bank's notification of "remitted" does not indicate Futu Securities has received the funds. The funds need to be settled and approved after arriving at Futu Securities. The bank and Futu Securities do not process remittance during holidays and public holidays in Hong Kong. Please reserve time for remittance processing.
3.Futu does not accept direct cash or e-wallet deposits.


This guide is a general version of Futu Deposit Process. For more detail, please refer to [ How many deposit methods does Futu support? ]

Procedures and guidelines for transferring funds are as follows:

1. How to deposit funds in Futu?

2. What currencies does Futu support?

3. How many deposit methods does Futu support?

4. Does Futu have a deposit threshold?

1. How to deposit funds in Futu?

1.1 Deposit to Futu account

Support multiple deposit methods such as eDDA

1.2 Initiating deposit notice

For some deposit methods, you need to notify Futu to collect payment


2. What currencies does Futu support?

2.1 Support HKD, USD and CNH currencies for deposit

2.2 Support real-time exchange between currencies after deposit in Futu account

*CNH is CNY circulated outside of mainland China, which can be deposited into Futu A-share account (including Shanghai Stock Connect and Shenzhen Stock Connect) to trade eligible stocks in Shanghai and Shenzhen Exchange.

3.  How many deposit methods does Futu support?

3.1 HK Bank Account

Transfer methodsTransfer stepsAvailable TimeFees chargedGuide for steps
eDDADeposit funds by Futu App5 minutesfreeClick for details
Bank-Securities TransferE-banking Transfer5 minutesfreeClick for details
FPS1.E-banking transfer
2.Notify Futu to collect payment 
2 hoursfreeClick for details
E-banking1.Online bank transfer
2.Notify Futu to collect payment 
Within 2 hours for inner bank transfer
1-3 trading days for the inter-bank transfer
No charge from Futu
Bank may charge
Click for details
Bank Counter/ATM1.Offline transfer
2.Notify Futu to collect payment 


Within 2 hours for inner bank transfer
1-3 trading days for the inter-bank transfer
No charge from Futu
Bank may charge
Click for details
Check1.Offline submission
2.Notify Futu to collect payment 
2 trading days or moreNo charge from Futu
Bank may charge
Click for details


3.2 US Bank Account

Transfer methodsTransfer stepsAvailable TimeFees chargedGuide for steps
E-banking1.Online bank transfer
2.Notify Futu to collect payment 
1-3 trading daysNo charge from Futu
Bank may charge
Click for details


3.3 Taiwan Bank Account

Transfer methodsTransfer stepsAvailable TimeFees chargedGuide for steps
E-banking1.Online bank transfer
2.Notify Futu to collect payment 
1-3 trading daysNo charge from Futu
Bank may charge
Click for details


3.4 Bank Account in other regions

Transfer methodsTransfer stepsAvailable TimeFees chargedGuide for steps
E-banking1.Get Futu Bene's A/C
2.E-banking transfer
3.Notify Futu to collect payment


3-5 trading daysNo charge from Futu
Bank may charge
Click for details

*Available Time  is estimated time for Futu to complete the deposit.


4. Does Futu have a deposit threshold?

Futu have no deposit threshold*
*A minimum deposit of HK$10,000 is required to open Futu account online in Hong Kong.